IndustriesFinancial Services
/ Financial Services

Blockchain infrastructure for banks, institutions, and financial networks.

Financial services was the first industry to adopt enterprise blockchain seriously — and for good reason. The problems are real: fragmented settlement systems, paper-heavy trade finance processes, slow interbank reconciliation, and a regulatory environment that demands auditability at every step.

/ Core Challenges

The problems this industry actually faces.

01

Privacy and Regulatory Compliance

Financial institutions cannot expose transaction details to all network participants. R3 Corda's need-to-know privacy model and Hyperledger Fabric's channel architecture address this directly.

02

Legacy System Integration

Most institutions run SWIFT, SAP, and decades-old core banking systems. Any blockchain solution must integrate without replacing existing infrastructure.

03

Multi-Institution Coordination

Trade finance, settlement, and correspondent banking involve 5–20 parties. Getting competing institutions to agree on shared infrastructure is as much a governance problem as a technical one.

/ Use Cases

Where blockchain adds genuine value.

  • Interbank settlement and real-time gross settlement
  • Trade finance digitization — letters of credit and bills of lading
  • Securities settlement and post-trade processing
  • KYC data sharing between institutions
  • CBDC infrastructure and digital currency issuance
  • Tokenized securities and on-chain equity
/ Real World Examples

Production deployments that prove the model.

Broadridge DLR

Processes over $35 billion in daily repo transactions on distributed ledger infrastructure built on R3 Corda.

JP Morgan Onyx

JPM Coin and the Onyx network handles institutional-grade tokenized deposits and payments on a private Ethereum fork.

Contour

Reduced letter of credit processing from 5–10 days to 24 hours using R3 Corda with HSBC, Standard Chartered, and other major banks.

HQLAx

Securities lending and collateral mobility platform on R3 Corda enabling intraday liquidity across global custodian banks.

We.Trade

Open account trade finance platform on Hyperledger Fabric connecting 16 European banks for SME trade transactions.

Our View

For most financial services use cases, we recommend R3 Corda for bilateral and multi-party financial flows requiring legal finality, and Hyperledger Fabric for larger consortium networks with shared data requirements. Public chains are rarely appropriate due to privacy constraints.

/ Recommended Services

What we typically build for financial services clients.

/ Get Started

Building financial infrastructure on blockchain?

We have built on R3 Corda, Hyperledger Fabric, and enterprise Ethereum. We will tell you which fits your specific regulatory and technical context.

No sales pitch. Just an honest technical conversation.